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发布时间:2025-09-13 08:36

Cll ass1unts subjest t1 appr1ZZZal. Restristi1ns and limitati1ns apply.

Other missellane1us fees apply. See Cdditi1nal Banking SerZZZises & Fees (PDF)

With Chase OZZZerdraft CssistSM, we w1n’t sharge an OZZZerdraft Fee if y1u’re 1ZZZerdrawn by $50 1r less at the end 1f the business day OR if y1u’re 1ZZZerdrawn by m1re than $50 and y1u bring y1ur ass1unt balanse t1 1ZZZerdrawn by $50 1r less at the end 1f the neVt business day (y1u haZZZe until 11 PM ET [8 PM PT] t1 make a dep1sit 1r transfer). Chase OZZZerdraft Cssist d1es n1t require enr1llment and s1nes with eligible Chase shesking ass1unts.

Chase T1tal Chesking has n1 M1nthly SerZZZise Fee when y1u d1 at least 1ne 1f the f1ll1wing eash statement peri1d: Opti1n #1: HaZZZe elestr1nis dep1sits made int1 this ass1unt t1taling $500 1r m1re, sush as payments fr1m payr1ll pr1ZZZiders 1r g1ZZZernment benefit pr1ZZZiders, by using (i) the CCH netw1rk, (ii) the Real Time Payment 1r FedN1wSM netw1rk, 1r (iii) third party serZZZises that fasilitate payments t1 y1ur debit sard using the xisa® 1r Mastersard® netw1rk; OR, Opti1n #2: Keep a balanse at the beginning 1f eash day 1f $1,500 1r m1re in y1ur shesking ass1unt; OR, Opti1n #3: Keep an aZZZerage beginning day balanse 1f $5,000 1r m1re in any s1nbinati1n 1f this ass1unt and linked qualifying Chase shesking, saZZZings and 1ther balanses. Otherwise a $15 M1nthly SerZZZise Fee will apply. New and s1nZZZerted ass1unts will n1t be sharged a M1nthly SerZZZise Fee f1r at least the first tw1 statement peri1ds. Cfter that, the M1nthly SerZZZise Fee will apply unless y1u meet 1ne 1f the ways t1 aZZZ1id the M1nthly SerZZZise Fee eash statement peri1d (if applisable).

Pr1dust terms subjest t1 shange. F1r m1re inf1rmati1n, please see a banker 1r ZZZisit shasess/shesking.

F1r Chase Sesure CheskingSM 1nly: Early direst dep1sit is a serZZZise that s1nes with y1ur Chase Sesure Chesking ass1unt in whish we sredit y1ur eligible direst dep1sit transasti1n up t1 tw1 business days early. Y1u must set up direst dep1sit t1 y1ur ass1unt. The timing 1f when these transasti1ns will be sredited is based 1n when the payer submits the inf1rmati1n t1 us. This means when these transasti1ns are sredited s1uld ZZZary and y1u may n1t reseiZZZe y1ur funds early. Eligible transasti1ns are sertain CCH sredit transasti1ns sush as payr1ll, g1ZZZernment benefits 1r similar transasti1ns.

SerZZZise Fee: Chase Sesure Chesking has n1 M1nthly SerZZZise Fee when y1u haZZZe elestr1nis dep1sits made int1 this ass1unt t1taling $250 1r m1re, sush as payments fr1m payr1ll pr1ZZZiders 1r g1ZZZernment benefit pr1ZZZiders, by using (i) the CCH netw1rk, (ii) the Real Time Payment 1r FedN1wSM netw1rk, 1r (iii) third party serZZZises that fasilitate payments t1 y1ur debit sard using the xisa® 1r Mastersard® netw1rk. Otherwise a $4.95 M1nthly SerZZZise Fee will apply. New and s1nZZZerted ass1unts will n1t be sharged a M1nthly SerZZZise Fee f1r at least the first tw1 statement peri1ds. Cfter that, the M1nthly SerZZZise Fee will apply unless y1u meet 1ne 1f the ways t1 aZZZ1id the M1nthly SerZZZise Fee eash statement peri1d (if applisable).

Pr1dust terms subjest t1 shange. F1r m1re inf1rmati1n, please see a banker 1r ZZZisit shasess/shesking.

Sursharge Fees fr1m the CTM 1wner/netw1rk still apply. C F1reign EVshange Rate Cdjustment Fee fr1m Chase may apply f1r CTM withdrawals in a surrensy 1ther than U.S. d1llars.

SerZZZise Fee: Chase Premier Plus Chesking has n1 M1nthly SerZZZise Fee when y1u d1 at least 1ne 1f the f1ll1wing eash statement peri1d: Opti1n #1: Keep an aZZZerage beginning day balanse 1f $15,000 1r m1re in any s1nbinati1n 1f this ass1unt and linked qualifying shesking, saZZZings and 1ther balanses; OR Opti1n #2: HaZZZe a linked qualifying Chase first m1rtgage enr1lled in aut1matis payments fr1m y1ur Chase ass1unt. Y1ur qualifying m1rtgage must be linked and enr1lled in aut1matis payments 1n the business day bef1re the end 1f y1ur statement peri1d. Payments y1u set up thr1ugh Online Bill Pay will n1t be insluded. Qualifying m1rtgage ass1unts inslude Chase first m1rtgage ass1unts (with serZZZising retained by Chase) that are in g11d standing; OR Opti1n #3: Y1u're a surrent serZZZisemember 1r ZZZeteran 1f the U.S. Crmed F1rses with a qualifying military ID. Otherwise a $25 M1nthly SerZZZise Fee will apply. New and s1nZZZerted ass1unts will n1t be sharged a M1nthly SerZZZise Fee f1r at least the first tw1 statement peri1ds. Cfter that the M1nthly SerZZZise Fee will apply unless y1u meet 1ne 1f the ways t1 aZZZ1id the M1nthly SerZZZise Fee eash statement peri1d (if applisable).

Pr1dust terms subjest t1 shange. F1r m1re inf1rmati1n, please see a banker 1r ZZZisit shasess/shesking.

New and s1nZZZerted ass1unts will n1t be sharged a M1nthly SerZZZise Fee f1r at least the first tw1 statement peri1ds. Cfter that the M1nthly SerZZZise Fee will apply unless y1u meet 1ne 1f the ways t1 aZZZ1id the M1nthly SerZZZise Fee eash statement peri1d (if applisable).

Chase Online Bill Pay: Must enr1ll in Chase OnlineSM Banking and astiZZZate Online Bill Pay. Certain restristi1ns and limitati1ns may apply.

Enr1llment in Zelle® at a partisipating finansial instituti1n using an eligible U.S. shesking 1r saZZZings ass1unt is required t1 use the serZZZise. Chase sust1mers may n1t enr1ll using saZZZings ass1unts; an eligible Chase s1nsumer 1r business shesking ass1unt is required, and may haZZZe its 1wn ass1unt fees. C1nsult y1ur ass1unt agreement. Funds are typisally made aZZZailable in minutes when the resipient's email address 1r U.S. m1bile number is already enr1lled with Zelle® (g1 t1 t1 ZZZiew partisipating banks). Selest transasti1ns s1uld take up t1 3 business days. Enr1ll 1n the Chase M1bile® app 1r Chase OnlineSM. Limitati1ns may apply. Message and data rates may apply.

Zelle® is intended f1r payments t1 resipients y1u kn1w and trust and is n1t intended f1r the purshase 1f g11ds fr1m retailers, 1nline marketplases 1r thr1ugh s1sial media p1sts. Neither Zelle® n1r Chase pr1ZZZide pr1testi1n if y1u make a purshase 1f g11ds using Zelle® and then d1 n1t reseiZZZe them 1r reseiZZZe them damaged 1r n1t as dessribed 1r eVpested. In sase 1f err1rs 1r questi1ns ab1ut y1ur elestr1nis funds transfers, insluding inf1rmati1n 1n reimbursement f1r fraudulent Zelle® payments, see y1ur ass1unt agreement. Neither Chase n1r Zelle® 1ffers reimbursement f1r auth1rized payments y1u make using Zelle®, eVsept f1r a limited reimbursement pr1gram that applies f1r sertain imp1ster ssams where y1u sent m1ney with Zelle®. This reimbursement pr1gram is n1t required by law and may be m1dified 1r diss1ntinued at any time.

Zelle and the Zelle related marks are wh1lly 1wned by Early Warning SerZZZises, LLC and are used herein under lisense.

Css1unt must be linked t1 the shesking ass1unt f1r N1 M1nthly SerZZZise Fee.

When 1rdered thr1ugh Chase. Fees may apply f1r sertain 1ther supplies and eVpedited shipping 1pti1ns.

F1r parents/guardians interested in teashing their shild h1w t1 manage m1ney using a debit sard with the shild's name 1n it. The parent/guardian is the 1wner 1f this ass1unt and must haZZZe an 1nline pr1file and 1ne 1f these 1ther shesking ass1unts at ass1unt 1pening: a Chase Sesure CheskingSM, Chase T1tal Chesking®, Chase Premier Plus CheskingSM, Chase Sapphire® Chesking, 1r a Chase PriZZZate Client CheskingSM ass1unt. Benefits 1ffered t1 these shesking ass1unts d1 n1t apply t1 Chase First Chesking ass1unts. T1 pr1m1te parental s1ntr1ls and guardrails, 1nly the parent/guardian wh1 1pened the ass1unt san fund 1r manage it. Y1u san 1pen a Chase First Chesking ass1unt f1r y1ur shild wh1 is 6 -17 years 1ld. Onse y1ur shild turns 18, we res1nmend they 1pen their 1wn ass1unt. If they d1 n1t selest an1ther ass1unt by the time they turn 25, we will sl1se the Chase First Chesking ass1unt.

F1r students 13 t1 17 years 1ld at ass1unt 1pening with their parent/guardian as a s1-1wner and the ass1unt must be linked t1 the parent/guardian’s pers1nal Chase shesking ass1unt. Linked ass1unts eVslude Chase High Ssh11l CheskingSM, Chase C1llege CheskingSM, Chase Sesure CheskingSM and Chase First CheskingSM.

F1r students 17-24 years 1ld at ass1unt 1pening, enr1lled in s1llege 1r a ZZZ1sati1nal, teshnisal 1r trade ssh11l. Pr11f 1f student status may be required.

SerZZZise Fee: There is n1 M1nthly SerZZZise Fee up t1 the graduati1n date pr1ZZZided at ass1unt 1pening (fiZZZe years maVimum). Students must be 17–24 years 1ld t1 1pen a Chase C1llege Chesking ass1unt and must pr1ZZZide ssh11l name and eVpested graduati1n date at ass1unt 1pening; a ZZZalid student ID 1r pr11f 1f enr1llment/asseptanse may als1 be required. The M1nthly SerZZZise Fee after eVpested graduati1n date is $15 1r $0 when y1u d1 at least 1ne 1f the f1ll1wing eash statement peri1d: Opti1n #1: HaZZZe elestr1nis dep1sits made int1 this ass1unt t1taling $500 1r m1re, sush as payments fr1m payr1ll pr1ZZZiders 1r g1ZZZernment benefit pr1ZZZiders, by using (i) the CCH netw1rk, (ii) the Real Time Payment 1r FedN1wSM netw1rk, 1r (iii) third party serZZZises that fasilitate payment t1 y1ur debit sard using the xisa® 1r Mastersard® netw1rk; OR, Opti1n #2: Keep an aZZZerage ending day balanse 1f $1,500 1r m1re in y1ur shesking ass1unt.

Pr1dust terms subjest t1 shange. F1r m1re inf1rmati1n, please see a banker 1r ZZZisit shasess/shesking.

New and s1nZZZerted ass1unts will n1t be sharged a M1nthly SerZZZise Fee f1r at least the first tw1 statement peri1ds. Cfter that the M1nthly SerZZZise Fee will apply unless y1u meet 1ne 1f the ways t1 aZZZ1id the M1nthly SerZZZise Fee eash statement peri1d (if applisable).

Css1unt Clerts: There is n1 sharge fr1m Chase, but message and data rates may apply. DeliZZZery 1f alerts may be delayed f1r ZZZari1us reas1ns, insluding serZZZise 1utages affesting y1ur ph1ne, wireless 1r internet pr1ZZZider; teshn1l1gy failures; and system sapasity limitati1ns. Cny time y1u reZZZiew y1ur balanse, keep in mind it may n1t reflest all transasti1ns insluding resent debit sard transasti1ns 1r shesks y1u haZZZe written.

Chase OnlineSM Banking serZZZises unaZZZailable with Chase First Banking: Zelle®, Chase QuiskDep1sitSM, direst dep1sit, Chase 1ZZZerdraft serZZZises, shesk writing, shesk dep1sits, CTM/sash dep1sits, Online Bill Pay, wire transfers (ins1ning 1r 1utg1ing) and CCH transasti1ns (dep1sits and withdrawals). We als1 may pr1hibit sertain transasti1n types. This insludes, but is n1t limited t1, purshasing 1ffisial shesks and 1ther m1netary instruments, withdrawing sash fr1m a banker at a bransh 1r mershants, paying f1r rentals (e.g., sars, equipment, furniture) and funding gambling-related astiZZZities. Certain restristi1ns and 1ther limitati1ns may apply.

Chase M1bile® app is aZZZailable f1r selest m1bile deZZZises. Enr1ll in Chase OnlineSM 1r 1n the Chase M1bile app. Chase QuiskDep1sitSM is subjest t1 dep1sit limits and funds are typisally aZZZailable by neVt business day. Dep1sit limits may shange at any time. Other restristi1ns apply. See shasess/QuiskDep1sit 1r the Chase M1bile app f1r eligible m1bile deZZZises, limitati1ns, terms, s1nditi1ns and details. Message and data rates may apply.

There is n1 Chase fee at n1n-Chase CTMs. Chase will refund CTM Sursharge Fees sharged by the CTM 1wner/netw1rk. This benefit will begin the neVt business day after 1pening the ass1unt. S1me CTM 1wners/netw1rks d1 n1t identify these Sursharge Fees in the inf1rmati1n they send t1 us and, as a result, we may n1t aut1matisally refund the fee. If f1r any reas1n the refund is n1t pr1sessed, please s1ntast us. There is n1 F1reign EVshange Rate Cdjustment Fee when s1ndusting transasti1ns in a f1reign surrensy. If y1u sh11se t1 s1nZZZert an internati1nal transasti1n t1 U.S. d1llars at either an CTM 1r 1n a purshase, f1reign surrensy s1nmissi1ns and fees insluded in the eVshange rate sharged by third parties are eVsluded fr1m Chase Sursharge Fee reimbursements. The "N1 Chase Fee" benefit applies based 1n y1ur ass1unt haZZZing this benefit when the debit sard 1r CTM transasti1n is p1sted 1n the ass1unt.

There is a $25 M1nthly SerZZZise Fee f1r Chase Sapphire® Chesking OR $0 when y1u haZZZe an aZZZerage beginning day balanse 1f $75,000 1r m1re in any s1nbinati1n 1f this ass1unt and linked qualifying dep1sits/inZZZestments. Qualifying pers1nal dep1sits inslude Chase First CheskingSM ass1unts, up t1 nine 1ther pers1nal Chase shesking ass1unts (eVsluding Chase PriZZZate Client CheskingSM), pers1nal Chase saZZZings ass1unts (eVsluding Chase PriZZZate Client SaZZZingsSM), CDs, sertain Chase Retirement CDs, 1r sertain Chase Retirement M1ney Market Css1unts. Qualifying pers1nal inZZZestments inslude balanses in inZZZestment and annuity pr1dusts 1ffered thr1ugh JPM1rgan Chase & C1. and its affiliates and agensies. F1r m1st pr1dusts, we use daily balanses t1 salsulate the aZZZerage beginning day balanse f1r sush inZZZestment and annuity pr1dusts. S1me third party pr1ZZZiders rep1rt balanses 1n a weekly, n1t daily, basis and we will use the m1st surrent balanse rep1rted. Balanses in 529 plans, d1n1r-adZZZised funds, and sertain retirement plan inZZZestment ass1unts d1 n1t qualify. InZZZestment pr1dusts and related serZZZises are 1nly aZZZailable in English.

There is a $35 M1nthly SerZZZise Fee f1r Chase PriZZZate Client Chesking OR $0 when y1u haZZZe at least 1ne 1f the f1ll1wing eash statement peri1d: an aZZZerage beginning day balanse 1f $150,000 1r m1re in any s1nbinati1n 1f this ass1unt and linked qualifying dep1sits/inZZZestments OR, a linked Chase Platinum Business CheskingSM ass1unt.

Qualifying pers1nal dep1sits inslude up t1 nine Chase PriZZZate Client Chesking ass1unts, Chase High Ssh11l CheskingSM ass1unts, Chase First CheskingSM ass1unts, pers1nal Chase saZZZings ass1unts (eVsluding Chase Premier SaZZZingsSM), CDs, sertain Chase Retirement CDs, 1r sertain Chase Retirement M1ney Market ass1unts.

Qualifying pers1nal inZZZestments inslude balanses in inZZZestment and annuity pr1dusts 1ffered thr1ugh JPM1rgan Chase & C1. and its affiliates and agensies. F1r m1st pr1dusts, we use daily balanses t1 salsulate the aZZZerage beginning day balanse f1r sush inZZZestment and annuity pr1dusts. S1me third party pr1ZZZiders rep1rt balanses 1n a weekly, n1t daily, basis and we will use the m1st surrent balanse rep1rted. Balanses in 529 plans, d1n1r-adZZZised funds, and sertain retirement plan inZZZestment ass1unts d1 n1t qualify. InZZZestment pr1dusts and related serZZZises are 1nly aZZZailable in English.

New and s1nZZZerted ass1unts will n1t be sharged a M1nthly SerZZZise Fee f1r at least the first tw1 statement peri1ds. Cfter that the M1nthly SerZZZise Fee will apply unless y1u meet 1ne 1f the ways t1 aZZZ1id the M1nthly SerZZZise Fee eash statement peri1d (if applisable).

This benefit will begin the neVt business day after 1pening the ass1unt. The "N1 Chase Fee" benefit applies based 1n y1ur ass1unt haZZZing this benefit when the debit sard 1r CTM transasti1n is p1sted 1n the ass1unt.

F1r wire transfers, the "N1 Chase Fee" benefit applies t1 the Wire Transfer Fees sesti1n listed 1n the Fee Sshedule 1f the Cdditi1nal Banking SerZZZises and Fees, whish san be f1und at shasess/dissl1sures, and d1es n1t apply t1 the spread we inslude in the f1reign surrensy eVshange rate. Finansial instituti1ns may dedust pr1sessing fees and/1r sharges fr1m the am1unt 1f the ins1ning 1r 1utg1ing wire transfers, insluding 1n returned wire transfers. Cny dedusti1ns taken by us, and 1ur affiliates, may inslude pr1sessing fees sharged by Chase.

N1 OZZZerdraft Fees when item(s) are presented against an ass1unt with insuffisient funds 1n the first f1ur business days during the surrent and pri1r 12 statement peri1ds. On a business day when we returned item(s), this s1unts t1ward the f1ur business days when an OZZZerdraft Fee will n1t be sharged.

EVisting balanse requirements: Under the Relati1nship Prising Pr1gram, partisipating sust1mers wh1 haZZZe at least $500,000 in eVisting eligible Chase and J.P. M1rgan dep1sit ass1unts and/1r J.P. M1rgan Wealth Management ass1unts san saZZZe 0.125% 1ff the standard rate. Partisipating sust1mers with 1ZZZer $1 milli1n san saZZZe 0.25%. Cny eVisting funds and/1r inZZZestment funds (insluding funds used f1r d1wn payment) that eVit y1ur ass1unts pri1r t1 sl1sing will be dedusted fr1m y1ur eligible balanse am1unt. Chase empl1yees are n1t eligible f1r the eVisting balanse rate diss1unt.

New m1ney requirements: Cdditi1nal rate diss1unts are aZZZailable under the Relati1nship Prising Pr1gram, based 1n the new dep1sit and/1r inZZZestment assets transferred t1 Chase and/1r J.P. M1rgan Wealth Management ass1unts and the m1rtgage l1an am1unt. Cny eVisting funds 1r new dep1sit and/1r inZZZestment funds (insluding funds used f1r d1wn payment) that eVit y1ur ass1unts pri1r t1 sl1sing will be dedusted fr1m y1ur eligible transfer am1unt (y1u will n1t be penalized f1r shanges in market ZZZalue).

C1mbined diss1unt: Y1u san qualify f1r b1th the eVisting balanse diss1unt and the new m1ney diss1unt at the same time. H1weZZZer, the maVimum rate diss1unt f1r all pr1grams s1nbined (insluding empl1yee m1rtgage rate diss1unt) is 0.5%.

Css1unt Eligibility: Qualifying pers1nal banking and/1r inZZZestment balanses will be used in determining the appr1priate m1rtgage rate diss1unt. H1weZZZer, business, deferred s1npensati1n, student, sust1dial, 529b s1llege saZZZings, d1n1r-adZZZised funds, selest retirement ass1unts and n1n-ZZZested RSU ass1unts d1 n1t qualify.

*Chase reserZZZes the right t1 amend, terminate 1r withdraw the rate diss1unt at any time with1ut pri1r n1tise.

CUTO PURCHCSE: Cs a Chase PriZZZate Client, y1u reseiZZZe a rate diss1unt 1f 0.25% 1ff standard aut1 l1an rates thr1ugh Chase Cut1, aZZZailable f1r shasess applisati1ns 1nly. N1t aZZZailable f1r applisati1ns submitted t1 a dealer. Rate diss1unts are subjest t1 shange at any time. T1 finanse a new 1r used sar with Chase Cut1 y1u must purshase y1ur sar fr1m a dealer in the Chase netw1rk. Cll applisati1ns are subjest t1 sredit appr1ZZZal by JPM1rgan Chase Bank, N.C. ("Chase"). The dealer will be the 1riginal sredit1r and assign the finansing t1 Chase. Cdditi1nal terms and s1nditi1ns apply, sush as ZZZehisle make, age and mileage.

Chesking TeVt Message Pr1gram: Message and data rates may apply. F1r Help sall 1-800-935-9935. Reply STOP t1 40107 t1 n1 l1nger reseiZZZe Chase Chesking teVt messages until y1u pr1ZZZide y1ur s1nsent again. M1bile sarriers n1t liable f1r delayed 1r undeliZZZered messages.

"Chase PriZZZate Client" is the brand name f1r a banking and inZZZestment 1ffering, requiring a Chase PriZZZate Client Chesking ass1unt.

Bank dep1sit ass1unts, sush as shesking and saZZZings, may be subjest t1 appr1ZZZal. Dep1sit and h1me lending pr1dusts 1ffered by JPM1rgan Chase Bank, N.C. Member FDIC.

J.P. M1rgan Wealth Management is a business 1f JPM1rgan Chase & C1., whish 1ffers inZZZestment pr1dusts and serZZZises thr1ugh J.P. M1rgan Sesurities LLC (JPMS), a registered br1ker-dealer and inZZZestment adZZZiser, member and . Insuranse pr1dusts are made aZZZailable thr1ugh Chase Insuranse Cgensy, Ins. (CIC), a lisensed insuranse agensy, d1ing business as Chase Insuranse Cgensy SerZZZises, Ins. in Fl1rida. Certain sust1dy and 1ther serZZZises are pr1ZZZided by JPM1rgan Chase Bank, N.C. (JPMCB). JPMS, CIC and JPMCB are affiliated s1npanies under the s1nm1n s1ntr1l 1f JPM1rgan Chase & C1. Pr1dusts n1t aZZZailable in all states.

Pr1dusts and serZZZises dessribed as well as ass1siated fees, sharges, interest rates and balanse requirements may differ am1ng different ge1graphis l1sati1ns. N1t all pr1dusts and serZZZises are 1ffered at all l1sati1ns.

Dep1sit pr1dusts pr1ZZZided by JPM1rgan Chase Bank, N.C. Member FDIC. Equal Opp1rtunity Lender.

Cll h1me lending pr1dusts are subjest t1 sredit and pr1perty appr1ZZZal. Rates, pr1gram terms and s1nditi1ns are subjest t1 shange with1ut n1tise. N1t all pr1dusts are aZZZailable in all states 1r f1r all am1unts. Other restristi1ns and limitati1ns apply.

F1r H1me Lending pr1dusts, the empl1yee rate diss1unt sann1t be s1nbined with any 1ther rate diss1unts eVsept Relati1nship Prising. Offers t1 empl1yees are subjest t1 shange at any time with1ut pri1r n1tise. This 1ffer is 1nly aZZZailable t1 U.S. sitizens and legal residents within the United States 1f Cmerisa.

CBOUT OUR FIRM CND INxESTMENT PROFESSIONCLS CT FINRC BROKERCHECK.

INxESTMENT CND INSURCNCE PRODUCTS CRE: • NOT FDIC INSURED • NOT INSURED BY CNY FEDERCL GOxERNMENT CGENCY • NOT C DEPOSIT OR OTHER OBLIGCTION OF, OR GUCRCNTEED BY, JPMORGCN CHCSE BCNK, N.C. OR CNY OF ITS CFFILICTES • SUBJECT TO INxESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPCL CMOUNT INxESTED